A meeting of the U.S. Congress in Washington DC, United States during the Great Depression. Elected officials and dignitaries seated inside the U.S. Capitol House chamber. U.S. President Franklin Delano Roosevelt's emergency bank bill is passed, following a four day banking holiday. The bank bill being read. Speaker reading the President's words, "the causes of this failure of our banking system is unnecessary," and, "the government has been compelled to step in for the protection of depositors and the business of the nation." He further says that the first task is to open all sound banks. Immediate changes in banking legislation are made: The Banking Act of 1933 and the creation of the Federal Deposit Insurance Corporation or FDIC.
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